The Pay-To API enables users to send payments directly to recipients within the CargoWALLET system. Payments can be initiated using a wallet ID or if the wallet ID is not available, users can provide the recipient’s email address. The system checks if a wallet is associated with the provided email, and if a matching wallet is found, the payment is processed.
This functionality simplifies payments by eliminating the need for exact wallet details upfront. The Pay-To API supports various payment methods, including instant payment methods like prepaid funds from the CargoWALLET and credit card payments, or non-instant payment methods like local bank transfer and international bank transfer (SWIFT). After processing, both the sender and the recipient receive confirmation of the transaction.
Additionally, the API can be integrated with third-party systems to extend its capabilities, making CargoWALLET a versatile solution for handling logistics payments securely and efficiently. The email-based payment method enhances flexibility, allowing users to handle transactions even when they don’t have full wallet information on hand